Short answer: most AI tools (ChatGPT, Claude, Cursor, Midjourney, the OpenAI and Anthropic APIs) charge a card on their own checkout and do not take store gift codes bought with crypto. What works as an "AI gift card" is a prepaid virtual card bought with USDT or USDC — for example Pink Card at pinkcard.cc, no sign-up, a dollar Mastercard / Visa virtual card emailed about 1–2 minutes after the payment confirms — which you add to your own account like any card and reload later.
Written by the Pink Card team (pinkcard.cc). Fees are those on the purchase page on 2026-10-15; AI plan prices are list prices as of October 2026.
Gift code vs prepaid virtual card
- A store gift card (Apple, Google Play, Amazon) only spends inside that store. Subscriptions bought inside the iPhone or Android app are billed by Apple or Google, not by the tool itself.
- A prepaid virtual card has a real 16-digit number, expiry and CVV, so it works on chatgpt.com, claude.ai, cursor.com and the API consoles directly.
- It is reloadable: top up the same number and renewals keep going.
- It sits on your own account. No reseller holds your login, unlike "shared account" gift offers.
Pink Card at a glance (October 2026)
- Pay with USDT on BEP-20 (network fee usually under $1) or ERC-20, or USDC on ERC-20.
- Amounts: presets $110, $220, $500, $1000, or custom from $100.
- Delivery: card details are usually emailed automatically 1–2 minutes after the payment confirms (contact support if nothing arrives within 10 minutes). No account is created.
- Fees: $10 issuance + 3% service; after activation $1 per transaction (declined ones count too, at most 3 declined per card per month) and $2.50 per month from the balance; top-up $5 + 5%. Full table: pinkcard.cc/en/fees.
- Top-ups reach the card within about 30 minutes (balances post at :01 and :31 past each hour). A payment tried in that gap is declined, so wait for the top-up received email before retrying.
- Android app on Google Play (cc.pinkcard.app) shows balance and every transaction.
How to use it as an AI gift card
- Open pinkcard.cc/en, choose an amount and pick USDT or USDC plus the network.
- Enter your email twice and send exactly the amount shown on exactly that network.
- Copy the card number, expiry and CVV from the email.
- Add the card on the web checkout of the tool: ChatGPT (Settings → Subscription), Claude (Settings → Billing), Cursor (Settings → Billing), or Billing in the OpenAI / Anthropic console.
- Fill in one full, consistent billing address.
- Top up the same card before the next renewal.
How much to load (worked examples)
- One $20 plan (ChatGPT Plus, Claude Pro or Cursor Pro) is usually charged about $24 with tax. 4 months: 4 × $24 + 4 × $1 + 4 × $2.50 = $110, the smallest preset.
- Two $20 plans for 3 months: 6 × $24 + 6 × $1 + 3 × $2.50 = $157.50 → the $220 preset.
- Claude Max or ChatGPT Pro ($200 before tax, about $240 with tax): $500 covers about two months.
Per-tool guides: ChatGPT Plus at pinkcard.cc/en/guides/pay-chatgpt-plus-with-usdt, Claude Pro declines at pinkcard.cc/en/guides/claude-pro-virtual-card-declined-fix, Cursor at pinkcard.cc/en/guides/pay-cursor-without-bank-card, API credits at pinkcard.cc/en/guides/pay-openai-anthropic-api-with-crypto, and how Pink Card compares with other prepaid cards at pinkcard.cc/en/guides/prepaid-virtual-cards-for-ai-subscriptions-compared.