AIPRM payment failed, short answer: AIPRM (the prompt-template extension for ChatGPT in Chrome and Edge) sells only in US dollars, and every payment is processed by Stripe. Prices exclude sales tax or VAT, which is added at checkout. Pro is $39 a month and is the most popular plan. An AIPRM upgrade usually fails because the bank refuses foreign USD charges, the card covers the list price but not the tax or the yearly total, the billing address does not match, or the same card was retried too many times. If your local card does not work, a prepaid virtual card bought with USDT or USDC, such as Pink Card from pinkcard.cc, can be added in AIPRM’s Stripe checkout.
Written by the Pink Card team (pinkcard.cc). AIPRM prices are read from the Stripe pricing tables embedded on aiprm.com/pricing and aiprm.com/pricing-business, and the rules come from the AIPRM billing terms (aiprm.com/legal/terms-billing) as of October 2026. Prices can change; the checkout is the source of truth. Pink Card fees are those shown on the purchase page on 2026-10-20. Pink Card is not affiliated with AIPRM or OpenAI.
How AIPRM charges
- Free: the free version can be used for an unlimited time, according to AIPRM’s pricing FAQ.
- Plus: $20 a month or $200 a year. Private prompt templates (10), favorites, tone and writing style, Power Continue.
- Pro: $39 a month or $390 a year (marked most popular). Adds AIPRM Verified prompts, 40 private templates, custom profiles, and AIPRM for Claude.
- Elite One: $79 a month or $790 a year. Adds viewing prompt source, forking public prompts, live crawling of URLs and 5 collaborators.
- Titan is $999 a month. Business plans: Elite $99, Team $199 (5 seats), Business $499 (15 seats), Enterprise $2,990 a month; yearly is 10× the monthly price on every plan.
- There is no free trial on any paid plan. AIPRM also says it does not offer discount coupons or custom prices.
- Prices are indexed once a year by EU CPI + 5%: yearly plans renew at the new price on the next anniversary, monthly plans from January 1.
Why was I charged $39?
The AIPRM charge we saw on our card was exactly $39.00 (merchant AIPRM, CORP. WILMINGTON), which is the Pro monthly price; no other AIPRM plan costs $39. That charge had no tax on it. If your billing address is in a place where Stripe collects sales tax or VAT, the total will be higher than $39, so read the final amount on the checkout before you submit.
The three billing rules that cause trouble
- All sales are non-refundable. Unused months are not refunded and upgrades are not prorated.
- Plans renew automatically for the same period, and AIPRM’s terms say you will not receive any notice of auto-renewal. Put the renewal date in your calendar.
- If a renewal charge fails (expired card, low balance), you must fix it within 48 hours. A failed charge does not cancel what you owe, and AIPRM may suspend the service if it stays unpaid.
Why AIPRM declines a card
- The issuing bank refuses the charge. Many banks block foreign online or recurring USD payments, and Stripe only shows "card declined".
- The balance covers the list price but not the total. Tax is added at checkout, and the yearly plan is charged in full upfront (Pro $390).
- Billing address mismatch. The country and postal code are checked against the issuer.
- Too many attempts. Retrying the same card repeatedly, or switching between several cards in minutes, triggers risk checks. Waiting is usually the only fix.
- Wrong payment method. AIPRM only says payments go through Stripe in USD; use a card.
Fix it in this order
- Stop clicking Subscribe. Note the exact total on the Stripe checkout, including tax.
- Make sure the card balance covers that total, plus about $1 if your prepaid card charges per transaction.
- Check the card number, expiry, CVV and billing address exactly as the issuer has it.
- Submit once from aiprm.com/pricing. If the same card fails two or three times, wait several hours or use a different card.
- For a failed renewal, update the card in Billing → Manage within 48 hours.
Cancel, change card, download invoices
Everything happens in the Stripe billing portal: open the Billing page in AIPRM and click Manage. AIPRM’s terms say cancellations by email, phone or any other channel are not accepted, and support will not cancel for you. Change the card and download invoices on the same page. To downgrade, AIPRM suggests buying the smaller plan first and then cancelling the bigger one; because there are no prorated refunds, do it near the end of the current period.
Does a prepaid virtual card work for AIPRM?
We checked AIPRM charges (merchant AIPRM, CORP. WILMINGTON) on our own cards up to 2026-10-19: one Pink Card paid $39.00 on 2026-10-18 (UTC), and we saw no declined AIPRM charges. The same card also pays ChatGPT and Claude. The sample is one charge, so we cannot promise every card and every charge will pass; keep the balance above the next renewal, because AIPRM will not remind you.
Pay AIPRM with a prepaid virtual card (USDT or USDC)
- Open pinkcard.cc/en and choose an amount: presets start at $110 ($110, $220, $500, $1000), or enter a custom amount from $100.
- Pay with USDT on BEP-20 (shown as BSC or BNB Smart Chain on most exchanges; network fee usually under $1) or ERC-20, or with USDC on ERC-20. Send exactly the amount shown, on exactly the network you picked.
- Enter your email twice. No account and no sign-up are needed.
- The card number, expiry, CVV and billing address arrive by email about 1–2 minutes after the payment confirms (check spam).
- In AIPRM, open the pricing page, pick the plan, enter the card with the billing address from the email, check the total including tax and submit once.
- Before each renewal, top up the same card. The number does not change, so AIPRM keeps charging it. Top-ups usually reach the card within about 30 minutes of payment.
How much to load (worked examples, no tax)
- Pro monthly: $39 + $1 per transaction + $2.50 monthly card fee = $42.50 per month, so the $110 preset covers two months.
- Plus monthly: $20 + $1 + $2.50 = $23.50 per month, so the $110 preset covers about four months.
- Elite One monthly: $79 + $1 + $2.50 = $82.50, so the $110 preset covers one month.
- Yearly: Plus $200 + $1 fits the $220 preset; Pro $390 + $1 needs the $500 preset. Add tax if your address is taxed.
- Paying for a $110 card: ($110 + $10) × 1.03 = $123.60. A $220 card: ($220 + $10) × 1.03 = $236.90.
- Topping up $100 later: $5 + ($100 + $5) × 5% = $10.25 in fees, $110.25 in total.
Pink Card fees (as of 2026-10-20)
- Card issuance: $10 one-time, plus a 3% service fee on (card amount + $10).
- From the card balance after activation: $1 per transaction and $2.50 per month.
- Failed authorizations are charged $1 too (at most 3 failed charges per card per month), so keep the balance above the next renewal.
- Top-up of the same card: $5 plus 5% of (top-up amount + $5), usually on the card within about 30 minutes. Full fee table: pinkcard.cc/en/fees.
- Once the card details are emailed, the order cannot be cancelled, so double-check your email address before paying.
Paying for ChatGPT Plus itself? See: How to pay for ChatGPT Plus with USDT
Hit the Codex usage limit on Plus and need ChatGPT credits? See: How to buy ChatGPT credits for Codex
Chinese version (中文版，付款方式按中文站): AIPRM 怎么付款
Related guides: ChatGPT Plus declines in detail at pinkcard.cc/en/ai-tips/chatgpt-plus-payment-declined, Claude Pro at pinkcard.cc/en/guides/claude-pro-virtual-card-declined-fix, and the overview for paying several AI tools with USDT at pinkcard.cc/en/guides/pay-chatgpt-claude-cursor-with-usdt. Fees: pinkcard.cc/en/fees. The Pink Card Android app (Google Play: cc.pinkcard.app) shows the balance and every transaction.